Reference

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The following links offer access to multiple sources of information in regards to real estate transactions.

Government of Canada:

Bank of Canada | https://www.bankofcanada.ca

Canadian Mortgage Housing Corporation |  https://www.cmhc-schl.gc.ca

Private Lender:

CPL Finance Inc. | https://cplfinance.com

OACIQ:

Organisme d’Autoréglementation du Courtage Immobilier du Québec | https://synbad.com

Fonds d’Assurance Responsabilité Professionnelle du Courtage

Immobilier du Québec | https://farciq.com/en

Multiple Listing Service:

Centris | https://www.realtor.ca

Realtor | https://www.centris.ca

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Resources

Downloads

Welcome to the Download Center at Reference Loan Alexis, your one-stop destination for valuable resources and informative content to assist you in your journey towards securing the perfect loan for your home purchase or refinancing needs. Whether you’re a first-time homebuyer or a seasoned investor, our downloadable resources are designed to provide you with the knowledge and tools necessary to make informed decisions about your mortgage options.
Fun Fact

In the United-States, mortgage payments are compounded per payment, unlike in Canada where compounding is measured semi-annually.

Fun Fact

The highest ever interest rate for a 5-year fixed term mortgage has been an all-time high of 21.75% in Canada in 1980.

Fun Fact

Interest rates hit an all-time low in April 2009, being only 0.25%.

Warren Buffet Chairman of Berkshire Hathaway

“Never depend on a single income. Make an investment to create a second source.”

Warren Buffet Chairman of Berkshire Hathaway

“Rule No 1 is never lose money. Rule No 2 is never forget Rule No 1.”

Unknown

“When it comes to money, save me today, and I will save you tomorrow.”

Bill Ackman CEO of Pershing Square Capital Management

“You should surround yourself with people that believe in you, in life, and in business.”

Françoise Bettencourt Meyers Vice-Chairman of L'Oréal

"Your time is the greatest resource and one thing you can’t get back.”

Pericles Athenian Commander

"What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.”

Thucydides Athenian Historian and General

"The secret to happiness is freedom… And the secret to freedom is courage.”

Rick Ross American songwriter

"Money doesn’t make me, I make the money.”

Japanese Proverb

"Better to ask and be embarrassed than not to ask and never know.”

J.P. Morgan American Financier

"I don’t want a lawyer to tell me what I cannot do. I hire him to tell me how to do what I want to do.”

Fun Fact

Property Value - Mortgage Balance = Owner's Equity

Fun Fact

Principal repayment increases through every mortgage payment.

Fun Fact

Deducting interest payments from your income is a tax-deductible expense, reducing your tax liability; provided that the property is used for investment income purposes.

Marcus Aurelius Roman Emperor

“The happiness of your life depends upon the quality of your thoughts.”

Voltaire French Philosopher - Age of Enlightenment

“Judge a question by their questions, not by their answers.”

Vince Lombardi American Football Coach

“Those on top of the mountain didn’t fall there from the sky.”

Wayne Gretzky Canadian Hockey Player

“You miss 100% of the shots if you don’t take any”

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    Beaconsfield Quebec H9W 5Y7
  • igeorgantas@kw.com
  • +1 (514) 812-3782

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